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Interest-Free

Make Ad Bills Follow Revenue.

We pay your ad bills. You repay daily from revenue — big day, bigger paydown; slow day, smaller.
53.98 MM85.60 MM
OLINA FLEX
0000  ****  ****  0000
CARDHOLDER
SMOOTH ECOM OPERATOR
EXP  12/29
0% INTEREST
FIG. 01 — THE FLEX CARD, 1:1 SCALE
FIG. 02 — The Problem
However the ads perform, the bill lands anyway.
JULYYour ad spend, on a credit card
M
T
W
T
F
S
S
ADS$45K
DUE IN FULL. REGARDLESS OF PERFORMANCE.
WHAT THAT DOES TO YOUR MONTH
Cards maxed / campaigns paused
Ads share the card with everything else. Hit the limit, and campaigns go dark.
Revenue left on the table
You spend what you can afford in a day — not what the business could actually support.
You don't have an ad-performance problem. You have a bill-timing problem.
FIG. 03 — The Solution
Extreme flexibility. The Flex Card has a dial.
Your business needs different things at different moments. The dial lets your ad spend flex with them — month by month.
OLINA FLEX0% INTEREST
FLEXSMOOTH11%
0000 **** **** 0000EXP 12/29
◀ FLEXIBILITYSMOOTH ▶
TRY IT — DRAG THE DIAL
This flexibility around payments is why operators spend 33% more on ads.
FIG. 04 — How It Works
Set a percentage. That's it.
THE PAYDOWN04.A
1
Set a paydown %
A slice of each day’s revenue that goes toward your ad bill. Change it any month.
YOUR DIAL12% OF REVENUE
2
It pays down daily
Good day, more comes off the bill. Slow day, less. It follows revenue automatically.
TODAY · $8.4K REVENUE$1,008 PAID
3
The rest rides to Net 45
Whatever isn’t paid by day 30 is due Net-45 — interest-free. Zero lump sum in between.
LEFTOVER · DUE NET-45$9K · 0% INT.
DAYS 1–30 · DAILY PAYDOWN FROM REVENUE
NET-45 · LEFTOVER, 0%
Try It With One Bill
FIG. 05 — Customers
Proof
All Case Studies →
Iron & Resin
DTC APPARELIron & Resin
+60%
SPEND LIFT
$0
MONTH-END SPIKE
"Restructuring the big bills to flow with revenue lets us scale when ROAS works."
Thom Hill — CEO, Iron & ResinRead the Full Story →
FIG. 06 — Get Started
Put your ad bills on the Olina drip.
Try it with one bill. Zero interest, flat monthly fee.
MONTH OF META$45,000
A SLICE OF EACH DAY'S REVENUE10%
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