Olina
Log InTry Olina
Interest-Free

Never Slow Your Ads Again.

We pay your ad bills. Repayment bends to your cash flow — so your ad spend never has to. The Olina drip.
Book a 15-min Demo
53.98 MM85.60 MM
OLINA FLEX
CASHSMOOTH20%
0000  ****  ****  0000
CARDHOLDER
SMOOTH ECOM OPERATOR
EXP  12/29
0% INTEREST
FIG. 01 — THE FLEX CARD, 1:1 SCALE
THE PROBLEM

Why am I underspending?

Revenue left on the table.
Big bills on one day
The entire statement, due at once — no matter how the ads performed.
Maxed-out cards
Other bills share the limit, so it maxes out early — and campaigns go dark.
Underspending
The bill and the limit set your spend — below what the business supports. Lower spend, lower revenue.
FIG. 02 — Lump Sum → Revenue-Aligned
It was never the ads.
It was the bill timing.
Same ad spend — payments that follow revenue. This is the fix.
ONE MONTH OF ADS, TWO CALENDARS02.A
The Old Card
M
T
W
T
F
S
S
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
ADS$45K
31
ONE DAY. ONE HIT. REGARDLESS OF PERFORMANCE.
THE FLEX CARD→
On the Flex CardSIZED BY REVENUE
M
T
W
T
F
S
S
12.0K
21.6K
31.5K
41.1K
51.0K
61.8K
71.8K
81.6K
91.4K
100.8K
111.3K
121.8K
131.7K
141.7K
151.1K
160.9K
171.6K
181.7K
191.8K
201.6K
210.9K
221.1K
231.6K
241.7K
251.9K
261.3K
270.9K
281.4K
291.5K
301.9K
311.8K
A SLICE OF EACH DAY'S REVENUE.YOU SET THE SLICE
WHATEVER REVENUE DOESN'T COVERPAID DAY 75, INTEREST-FREE
FIG. 03 — The Control
Payments flex. Spending never stops.
Same ad spend. You control your payments.
KEEP CASH NOWSMOOTH PAYMENTS
TRY IT — DRAG THE DIAL
Set it low. Free the cash.
Cash tight? A smaller slice goes towards the bill. The rest defers to Net-45, interest-free. The ads never notice.
+$36,500
STAYS IN YOUR BANK
ONE BILL ON DAY 75 • INTEREST-FREE
Set it high. Erase the bill.
Normal month? The bill pays itself down when revenue actually lands — nothing to manage, nothing piling up for a massive payment later.
DAILY PAYMENTS — JULYDIAL: HIGH
▪ DAY'S REVENUE▪ THAT DAY'S PAYMENT
CHANGE IT WHENEVER
This flexibility around payments is why operators spend 33% more on ads.
FIG. 04 — How It Works
Set a percentage. That's it.
THE PAYDOWN04.A
1
Set a paydown %
A slice of each day’s revenue that goes toward your ad bill. Change it any month.
YOUR DIAL12% OF REVENUE
2
It pays down daily
Good day, more comes off the bill. Slow day, less. It follows revenue automatically.
TODAY · $8.4K REVENUE$1,008 PAID
3
The rest rides to Net 45
Whatever isn’t paid by day 30 is due Net-45 — interest-free. Zero lump sum in between.
LEFTOVER · DUE NET-45$9K · 0% INT.
DAYS 1–30 · DAILY PAYDOWN FROM REVENUE
NET-45 · LEFTOVER, 0%
Book a 15-min Demo
FIG. 05 — Proof
Not just never slowing down. Spending to your potential.
All Case Studies →
Baobab
DTC + RETAILBaobab
0
DAYS LOST TO MAX-OUTS
0
MANUAL CARD PAYMENTS
"A great tool that helped us improve and plan our spend."
Maria — E-Commerce Director, BaobabRead the Full Story →
FIG. 06 — Get Started
Put your ad bills on the Olina drip.
Try it with one bill. Zero interest, flat monthly fee.
Book a 15-min Demo
MONTH OF META$45,000
A SLICE OF EACH DAY'S REVENUE10%
OLINAProduct · Pricing · Case Studies ·
Blog · Log InTerms · Privacy · Partnered with Stripe

Olina, Corp. partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC. Olina Card Visa® Commercial cards are powered by Stripe and issued by Celtic Bank.